Ken Miles and Margo McKinney were leading very busy professional lives in the greater Baltimore area. Margo, a retired school principal, had taken up a second career in real estate sales. Ken worked as a sheet metal developer at Middle River Aircraft Systems. The couple had discussed living in a log home in their retirement years and agreed that a quieter, simpler life in the country was their vision for the future. They began to focus attention on their retirement goal, but couldn’t find prop

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