The year 2011 will be critical for housing. It’s no secret that increases in unemployment claims and foreclosures have caused the economy to tumble over the latter half of the past decade, and housing, particularly new-construction starts, has endured the disconcerting aftermath of a lack of consumer confidence. However, the fourth quarter of 2010 brought with it a slight shift in the economic outlook, and, perhaps, hope. “We all recognize that over the past several years, the h…













